As the volume and complexity of ACH`s origination services increase, it is more important than ever for financial institutions to have a strong legal agreement to protect themselves. This original agreement, in accordance with the post-A, shows the necessary critical conditions between financial institutions and their initiators of the ACH. In addition, the agreement contains SEC code rules (standard class), samples of economically appropriate security procedures, form templates for direct payments and direct payments, and a Vacation Calendar from the Federal Reserve Bank. The original ACH agreement is provided in a Microsoft Word electronic document for easy adaptation. Updated to include Same Day LANGUAGE ACH! -Macha/PAR, Macha/PAR strongly recommends that your legal advisor review the agreement before being executed. Members: To get your free copy, visit the Members only tab (you need to be logged in and select forms/agreements.